|Personal Credit - Household Credit|
Personal Credit - Household Credit
RBS, NatWest backtrack on interest-free credit cards ‚Äď Which? News Which?
With the launch of a new 0% balance transfer credit card, Royal Bank of Scotland (RBS) and NatWest have backtracked on a pledge made more than five years ...
No credit history? This new credit card pays cash-back rewards for on-time bill payments NBC News
A new player in the crowded credit card market hopes to stand out from the crowd by doing things differently. The Petal Card is being marketed to people who ...
Fraudster is jailed after applying for a credit card and a loan in someone else‚Äôs name The Star
Chesterfield magistrates' court heard on May 21 how Lian Clarke, 35, formerly of Edensor Avenue, at Fairfield, Buxton, used the identity of a woman who used to ...
Is HSBC's new cashback Rewards Credit Card worth taking? This is Money
HSBC's Reward Credit Card is available to Advance current account holders, and pays you reward points on all your purchases. We see how it stacks up ...
Universal credit hardship 'linked to prostitution' The Guardian
Benefits reform forcing women to sell sex for cash, food or shelter, MPs' committee told.
HSBC launches rewards credit card ‚Äď Which? News Which?
HSBC has launched a rewards credit card, at a time many providers are pulling or scaling back their deals. How does it weigh up against the competition?
Guide to credit checks moneyfacts.co.uk
Your credit score is a measure of how good you are at dealing with credit and debt. It conveys to providers, in simple terms, how safe it is for them to lend money ...
Thomas Cook share price drops after agencies downgrade credit rating City A.M.
Thomas Cook's share price has nosedived by nearly six per cent after two agencies downgraded the troubled travel agency into the lowest credit category.
Here's How To Unlock The Best Credit Card Rewards Forbes
Which credit cards offer the best credit cards rewards? Here's what you need to know and how to start earning credit card rewards. Best Credit Cards: Credit ...
Learn more about credit cards moneyfacts.co.uk
Credit card guides from moneyfacts.co.uk. Bringing you the best guides, tips and research to answer all of your credit cards questions...
Bank Accounts for Bad Credit moneyfacts.co.uk
If you can't open a bank account because of your credit score, a basic bank account can help. Compare different accounts to find the best one for ...
The DWP's ‚ÄúUniversal Credit Uncovered‚ÄĚ newspaper advert backfires New Statesman
A four-page ‚Äúadvertisement feature‚ÄĚ in Metro attempts to bust myths ‚Äď but simply reinforces the welfare system's problems.
Credit quality declines at big US business lenders Financial Times
The quality of big US banks' commercial lending portfolios is deteriorating for the first time in nearly three years, leaving investors to wonder whether there is ...
Do you live in an area with the worst credit scores? ‚Äď Which? News Which?
One in four credit card applicants in Scotland could have credit card applications declined because of avoidable errors, according to new research from price ...
How Americans' credit has changed since 2008 Axios
Credit monitoring agency Experian this week released its report on the state of Americans' credit. The company examined today's consumer credit behaviors ...
Why Capping Credit Card Interest Rates Is a Terrible Idea Inc.
Congressional leaders should seek to improve the lives of their constituents. Capping credit card interest rates is the wrong way to go about it.
My dream job was stolen away after a credit-rating agency labelled me bankrupt The Guardian
A contract as a high-flying IT security manager ended before it started for one professional because of an error on her records. Anna Tims. Sun 19 May 2019 ...
This map shows Americans' average credit score in every state CNBC
Americans in certain areas of the country have significantly higher average credit scores than others. Experian's annual State of Credit report shows the average ...
Credit score firm Noddle tries to rival Experian ‚Äď Which? News Which?
Noddle, a *service* that allows you to check your credit score for free, will soon be rebranded as 'Credit Karma', following its sale to a huge American technology ...
When Should I Use My Personal Credit for My Business? Nav
The smart choice is to always separate your personal and business finances, credit, everything. But, sometimes it's not possible. When should the lines cross?
Police warning over Universal Credit scam which is 'prevalent' in the North West - Manchester Evening News
Police warning over Universal Credit scam which is 'prevalent' in the North West Manchester Evening News
Officers in the region say Trading Standards have been made aware of the scam which is targeting people in the North West.
Universal Credit loan company fraud claim: Minister intervenes BBC News
A minister is urgently investigating how a woman was duped by an online loan company that pocketed her benefits. Mother-of-three Alishia Curry said instead of ...
Hate credit cards? Now you have yet another reason to Fast Company
Credit cards are the worst. They disconnect users from their money, making it too easy to spend and too simple to rack up debt and potentially ruin your credit ...
Universal credit: 10% deducted from claimants, figures show The Independent
Ministers have been accused of ‚Äúpenalising struggling families‚ÄĚ after figures emerged showing that ¬£1 of every ¬£10 in universal credit payments is deducted from ...
8 Things You Can Learn From Those With A Perfect Credit Score Forbes
Jayne Bird, a 38-year-old Philadelphia dermatologist, wife and mom, says she accumulated a ‚Äúscary‚ÄĚ amount of debt putting herself through medical school.
Carter's Announces Launch of Branded Credit Card Business Wire
Carter's, Inc. (NYSE: CRI), the largest branded marketer in North America of apparel exclusively for babies and young children, today announced the la.
Siemens Gamesa Completes Credit Rating Trifecta Offshore WIND
Siemens Gamesa Renewable Energy (SGRE) has been assigned a BBB long-term credit rating with stable outlook by Fitch.
Credit scores are going international ‚ÄĒ Economy Economy
For the first time, companies have been set up to transfer people's credit history across borders.
Millions of grandparents missing out on up to ¬£250 a year tax credits boost for looking after grandkids - The Sun
Millions of grandparents missing out on up to ¬£250 a year tax credits boost for looking after grandkids The Sun
MORE than 10000 applicants were approved for extra childcare credits for looking after their grandchildren. It is a benefit which many grandparents do not even ...
Universal Credit and UK benefits: UK payment dates for late May Bank Holiday revealed Express
UNIVERSAL CREDIT and benefit payments may be made on a different date to usual this week, due to the May Bank Holiday taking place across the UK.
Credit card fraudsters steal thousands in scam at Edinburgh shop Edinburgh Live
Around ¬£6000 was stolen as Maddie & Marks was targeted.
Millennials had been good at staying out of bad credit card debt. Not anymore CNBC
Millennials and members of Gen Z who grew up seeing the worst of the financial crash and US recession had been smart about staying away from high interest ...
Guaranteed bank accounts - no credit check moneyfacts.co.uk
Guaranteed bank accounts can be opened without a credit check, meaning you're guaranteed to be accepted. Read the Moneyfacts guide...
Subprime Profit-Machine Hiccups: Credit-Card Charge-Offs Rise Across Banking System WOLF STREET
In the first quarter, the credit-card ‚Äúcharge-off‚ÄĚ rate at the 4,650 or so smaller US commercial banks ‚Äď all banks other than the largest 100 banks ‚Äď ticked down to ...
Basic bank accounts for bad credit moneyfacts.co.uk
Basic bank accounts are aimed at those finding it difficult to open a bank account because of a bad credit score. Read the Moneyfacts guide...
David Mundell among 377 MPs to have expenses credit cards blocked The Scotsman
377 MPs have had their parliamentary credit cards blocked over issues with expenses claims, including the Scottish Secretary David Mundell, newly released ...
Irish consumers increasingly using credit and debit cards The Irish Times
Transactions in the first quarter amounted to ‚ā¨17.2 bn, up 9%
May bank holiday benefit payments: When are ESA and Universal Credit paid? Express
UNIVERSAL Credit and ESA payments will be made on a different date this week due to the closing of banks in celebration of the upcoming Bank Holiday ...
Save on Netflix, Amazon Video, HBO and Spotify with these cord cutter credit cards CNET
Apple Card, American Express Blue Cash, Amazon Prime Visa and Uber Visa all offer cash back on streaming. It's basically found money. Here's how you can ...
Amazon slashes credit card rewards bonuses MoneySavingExpert
Amazon has halved the number of points you can collect on its Platinum Mastercard for non-Amazon purchases ‚Äď you'll now get just 0.5 points for every ¬£2 ...
Pension Credit changes: How much will YOUR Credit Pension be cut by? What are the changes? - Express
Pension Credit changes: How much will YOUR Credit Pension be cut by? What are the changes? Express
PENSION Credit provides additional money for Britons on low income. But changes going into effect on May 15 could mean cuts to your Credit Pension.
High-cost credit complaints are up by 130 per cent this year Big Issue
High-cost credit complaints have soared by 130 per cent in the 2018/19 financial year as the Financial Ombudsman *Service* (FOS) warns that too many ...
Tesla Shifts From Growth To 'Distressed-Credit' Story, Morgan Stanley Says Forbes
Tesla has entered a dangerous phase in its relatively short life, shifting from a company many believed had vast long-term growth potential to a ‚Äúdistressed-credit ...
Amex slashes credit card reward bonus points ‚Äď Which? News Which?
American Express has drastically reduced the number of bonus points available to new customers and scaled back its bonuses for referrals to friends and family.
Universal Credit: What is Universal Credit? Are you eligible? Why is it so controversial? Express
Universal Credit is a Government scheme intended to help Britons with their living costs. The social security payment is intended to simplify working-age benefits ...
Rewards Credit Card Launched by HSBC Money Expert
HSBC has launched a credit card in the UK that allows customers to earn points as they spend. The HSBC UK Rewards Credit Card allows cardholders to ...
Couples could lose ¬£10k a year from pension credit changes FT Adviser
A mixed age couple could be 10 000 a year worse off due to changes introduced to pension credit according to research.
Best credit cards that cover TSA PreCheck and Global Entry fees in 2019 iMore
To combat hectic airports, get yourself a credit that helps you get TSA PreCheck for free!
India‚Äôs largest mobile wallet company Paytm now offers a credit card TechCrunch
Paytm, India's largest mobile wallet app, has branched out to several businesses in recent years as threat from Google and Facebook grows. On Tuesday, it ...
Universal Credit putting people at risk of homelessness Bristol Live
There is a gap in the amount people receive and the cost of renting.
Square Quietly Launches Program For CBD Cannabis Company Credit Card Processing Forbes
In a reversal, payment processor Square is now accepting some CBD businesses as clients in light of the changing legal status of the cannabis-derived ...
India‚Äôs ride-hailing firm Ola is now in the credit card business, too TechCrunch
A day after India's largest wallet app Paytm entered the credit card business, local ride-hailing giant Ola is following suit. Ola has inked a deal with state-run SBI ...
Doconomy launches credit card with a carbon-emission spending limit Dezeen
Swedish fintech company Doconomy has launched a credit card that tracks the carbon dioxide emissions of purchases, and caps the climate impact of spending.
Americans feel good about economy and give Trump credit ‚ÄĒ CBS News poll CBS News
In latest CBS News poll, Americans show confidence in stock market but are skeptical of tariffs.
Millennials Are Helping to Sound the Credit Card Alarm Bloomberg
Young Americans have fallen seriously behind on their payments, adding to angst about the true health of U.S. consumers.
Ewwww: more germs found on credit cards than on a toilet WRCB-TV
A new study by finance website, LendEDU, finds that credit cards and debit cards are near the top of the list when it comes to germs. Cards even have more ...
India: Credit crunch and growth stress - ANZ FXStreet
In view of analysts at ANZ, for the Indian economy, the ongoing and widening stress in country's credit markets from banks to non-bank financial compa.
Urgent deadline for thousands to beat pension credit clampdown MoneySavingExpert
Pensioners with younger partners lose the right to claim pension credit and housing benefit from Wed 15 May, which could cost some ¬£7000 a year.
Calling all grandparents! Don't miss out on National Insurance credits Your Money
Millions of grandparents may be missing out on national insurance credits, which can be claimed if they look after children under the age of 12.
German CDS switch creates credit-linked note mismatch Risk.net
Note issuers fear losses after relabelling of swap contracts creates subordination discrepancy.
Why do credit cards have a CVV number? Motley Fool UK
If you have done any type of online shopping, you will most likely have had to input your credit card's CVV. The CVV is the three digits on the back of your card ...
Those credit scores you see may not be what lenders use CNBC
Several months ago, pharmacy technician Curtis Webb thought his credit score was high enough to help him snag good terms on a mortgage. ‚ÄúIt was close to ...
'I think Universal Credit is great - here's why' Leicestershire Live
Steve Bruce is aware that his thoughts on Universal Credit might go against popular opinion, but he stands by his view. ‚ÄúIt's a good thing. It is helping people and ...
SIM Only Deals with No Credit Check | Bad & Poor Credit History Cable
We compare SIM only deals that don't require a credit check. Find out which networks offer SIM only even with poor credit history or bad credit ‚Äď there ...
Thousands of grandparents miss out on pension credits Financial Times
Thousands of grandparents caring for children in Britain are missing out on valuable pension credits, according to new figures. If a mother or father goes back to ...
The best debit and credit cards to use on holiday abroad MoneyWeek
Sarah Moore picks the best credit and debit cards to use for your holiday cash.
China‚Äôs creepy ‚Äėsocial credit‚Äô system creates ‚Äėdystopian nightmare‚Äô that posts locations of blacklisted citize - The Sun
China‚Äôs creepy ‚Äėsocial credit‚Äô system creates ‚Äėdystopian nightmare‚Äô that posts locations of blacklisted citize The Sun
The nightmarish scheme blacklists 'lazy' citizens who get into debt or spend their time playing video games.
There's been a rash of resignations in the London credit market after the first quarter - eFinancialCareers
There's been a rash of resignations in the London credit market after the first quarter eFinancialCareers
It was a mixed first quarter for banks' credit trading businesses. While JPMorgan, Morgan Stanley, UBS, Credit Suisse and Deutsche all reported strong credit ...
A bonus for Centrica boss after a credit rating downgrade, really? The Guardian
Here's a share price that hasn't been glimpsed this century: Centrica, owner of British Gas, stands below 100p. Thursday's ex-dividend date finally pushed the ...
Sanders, Ocasio-Cortez Propose 15% Cap on Credit Card Interest Bloomberg
Democratic presidential candidate Bernie Sanders and Representative Alexandria Ocasio-Cortez accused banks of acting as ‚Äúmodern-day loan sharks‚ÄĚ and ...
Lorry Driver Caught Using His Credit Card And Phone To Make Payments While Driving LBC
This is the moment an undercover "supercab" caught a driver using his credit card and phone to make a payment while he was driving at speed on the M40.
Mastercard to launch first fingerprint scanning credit card in the UK with RBS deal - Telegraph.co.uk
Mastercard to launch first fingerprint scanning credit card in the UK with RBS deal Telegraph.co.uk
Mastercard has signed a deal with Royal Bank of Scotland (RBS) to offer its biometric credit card for the first time in the UK, just days after the bank's sister brand ...
Sanders and AOC want to cap credit card interest rates with the Stop Loan Sharks Act Vox.com
Cheaper (but scarcer) credit cards and the end of payday loans.
Wetmore's 5 thoughts: Arrivals, returns, breakouts: Who should get credit for the Twins? - SKOR North
Wetmore's 5 thoughts: Arrivals, returns, breakouts: Who should get credit for the Twins? SKOR North
The Twins reached a new high-water mark over the weekend against the Seattle Mariners, when Saturday's laugher of a victory put the team 15 games above ...
Can I transfer a loan to a 0% credit card? Motley Fool UK
Are you looking to cut the amount of interest you're paying on an existing loan? A credit card offering a 0% interest rate for a set period could be a useful means ...
Mum lost ¬£780 a month benefits after fake loan firm signed her up for Universal Credit and STOLE her cash - The Sun
Mum lost ¬£780 a month benefits after fake loan firm signed her up for Universal Credit and STOLE her cash The Sun
Mandie Whiting, 26, from Buxton in Derbyshire has been surviving on food banks. Her benefit payments were stopped when a loan firm unknowingly signed her ...
Government welfare policies like Universal Credit will double number of children living in poverty - iNews
Government welfare policies like Universal Credit will double number of children living in poverty iNews
The benefits cap, the impact of universal credit and the two-child limit on some welfare payments will see the number of children in poverty double, new analysis ...
Official says Pakistan to get Saudi oil on credit as of July Fox Business
A Pakistani official says the much-anticipated Saudi oil will start flowing to Islamabad as of July, with payments deferred for three years.
Turkey‚Äôs reliance on credit sends warning to other nations Financial Times
Colombia, Russia, Indonesia and Brazil also vulnerable to currency volatility, says IIF.
Startup Launches To Combine All Of Your Credit And Debit Cards Into One Digital Card Forbes
Binji, a new fintech startup is crashing the banking party, launching a platform that rolls banking, peer-to-peer payments and a debit card with a digital display ...
Moody's upgrades New Look credit rating after slashing debt by ¬£1bn Retail Gazette
Moody's has upgraded the corporate family rating and probability of default rating for New Look in the wake of the retailer slashing ¬£1 billion worth of debt.
Bad Credit Card Debt Is on the Rise Bloomberg
Red flags are flying in the credit-card industry after a key gauge of bad debt jumped to the highest level in almost seven years. The charge-off rate -- the ...
Carbon capture advocates, lawmakers call for effective 45Q tax credit implementation Utility Dive
Advocates for carbon capture technology and a bipartisan group of lawmakers are separately calling on the U.S. Treasury to issue guidance implementing the ...
Consumer lender Home Credit appoints banks for over $1 bln HK IPO - sources Yahoo Finance
Global consumer lender Home Credit Group has appointed Citigroup, HSBC Holdings and Morgan Stanley to lead its upcoming Hong Kong initial public offering ...
Your credit report is a key part of your privacy ‚Äď here's how to find and check it - The Conversation AU
Your credit report is a key part of your privacy ‚Äď here's how to find and check it The Conversation AU
Checking your credit report is a good way to ensure that incorrect information is not listed against you, and can protect you against identity theft.
Universal credit spin is at odds with reality The Guardian
Letters: Obvious failures in the government's welfare policy can't be glossed over with an ad campaign, say Garry Lemon and Paul Nicolson.
Treasury Adds Write-Off, Tax Credit Final Rules to Agenda Bloomberg Tax
The Treasury Department plans to release final rules on foreign tax credits and the tax law's new write-off for pass-through businesses by December, according ...
LoanStart: Find the Right Loan Among 300+ Lending Partners for Credit Card Consolidation and More - CardRates.com
LoanStart: Find the Right Loan Among 300+ Lending Partners for Credit Card Consolidation and More CardRates.com
In a Nutshell: LoanStart helps consumers in search of a loan find a lender that suits their funding needs within just five minutes after submitting a simple, fee-free ...
Credit data: worrying trends in sovereign risk Risk.net
All signs point to a more volatile environment for sovereign credit risk.
Why small businesses are missing out on millions in R&D tax credit relief - http://smallbusiness.co.uk
Why small businesses are missing out on millions in R&D tax credit relief http://smallbusiness.co.uk
Two thirds of British businesses are eligible for R&D tax credit relief and Patent Box tax credits yet never claim them.
Metro Universal Credit advert condemned as 'propaganda' and 'insult to disabled people' - Press Gazette
Metro Universal Credit advert condemned as 'propaganda' and 'insult to disabled people' Press Gazette
Press Gazette has been reporting on British journalism without fear or favour since 1965. Our mission is to provide a news and information *service* which helps ...
Map shows average credit score in every state in 2018 WDIV ClickOnDetroit
A new report details changes in American credit scores since the 2008 recession. Experian released their State of Credit report this week, which looked closely ...
Fitch holds Turkey‚Äôs credit rating at BB Financial Times
Fitch on Friday affirmed its BB rating on Turkey's debt and maintained a negative outlook, citing low foreign reserves and political risks. The Fitch decision comes ...
New Software Skims Credit Card Info From Online ... Dark Reading
The new exploit builds a fake frame around legitimate portions of an online commerce website.
Find a Deliveroo golden egg in your meal and win ¬£5,000 in credit Metro.co.uk
Deliveroo is celebrating the game of thrones finale by launching a golden egg campaign, if you find one you can win ¬£5000 credit.
Bayer‚Äôs credit rating under scrutiny as US legal woes mount Financial Times
Bayer's credit rating is coming under *fresh* scrutiny as a result of the German company's deepening US legal troubles over glyphosate, with Moody's warning that ...
2 Women, 2 Men Sought In East Bay Car Burglaries, Credit Card Fraud CBS San Francisco
DANVILLE (CBS SF) ‚ÄĒ Police in Danville are asking for the public's help in locating four people who are wanted in connection with a vehicle burglary and ...
Indebted Chinese seek wisdom of credit card 'goddesses' as retail lending surges Reuters UK
In a ballroom at the Vienna International Hotel in Shanghai, Mei Liangming was giving a lecture on the ins and outs of getting credit cards, rolling over debts with ...
Taiwan furious after China attempts to take credit for LGBT marriage win CNN
Beijing (CNN) Taiwan has lashed out at China's state media for attempting to take credit for the island's historic decision to legalize same-sex marriage.
Mazzarri: All credit to Empoli Football Italia
Walter Mazzarri did not √Ę‚ā¨ňúexpect√Ę‚ā¨‚ĄĘ Torino to be thrashed 4-1 by Empoli but admits the Tuscans were fully deserving of their win. As well as boosting ...
Your Credit Rating and How To Check It
There is a lot of confusion surrounding UK credit ratings, credit scores, credit blacklists, credit reports, and credit files. This guide to your credit rating aims to give you the facts you need.
Inflexible Friends and Plastic Assets, Why Money isn?t Buying Love Anymore
Consumers reject financial advice in favour of financial frivolity
Fair Isaac Corporation Credit or FICO Score
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California. FICO, put simply, is a person's credit score. A credit score can be used by a potential lender in making a judgement on whether to grant you credit or not, for example when you apply for a new credit card or home mortgage. Therefore, if you are in the US, the FICO score is very important to you. What Does a FICO Score Do?
All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back, he has been adjudged as a bad credit case. And, in spite of much effort, he has not been able to get a loan or a mortgage. Lenders do not want to take risk by offering loans to him, and he is severely in need of money.
Preventing Credit Card Mess
Credit card debts problem is extremely common today. It is usually the first sign of longer term financial troubles. How to manage your credit cards so that you will never fall into credit card mess? There are four pillars in preventing credit card debts problem.
Why Americans Find Predatory Lending Offensive
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character, Jonathan Shay, M.D., Ph D.
What is a Credit Card?
A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you spend up to an agreed sum and then makes additional money available to you as you pay off what you've spent. You must pay at least a minimum amount by the due date, generally once every month. You will pay a finance charge or interest on any amount you do not pay by the due date.
Credit Counseling Basics
Credit counseling is an option you might want to consider if you are having financial problems. The stress can be overwhelming when you have creditors calling you daily to collect money that you simply don't have. Among others, one of the benefits of credit counseling is that the credit counselors can deal with those pesky collectors for you. But the most important benefit of credit counseling has got to be that it helps many people, who have reached the end of their financial rope, to avoid bankruptcy.
Do you Know the Benefits of Checking your Credit Report?
Do you know why you should check your credit report?
Simplifying Your Search For a New Credit Card
Today, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major categories that all credit cards fall into. Each category is listed and explained below. Once you identify the proper category, simply narrow down the offers to the ones that best suite your particular needs and lifestyle.
Rebuild Your Credit the Right Way the First Time
If you are one of the millions of people out there with bad credit you need to step up and start doing something to get yourself back into credits good graces. Having good credit is the only way to assure that you will get the best interest rates on any loans and credit cards that you apply for. If you have bad credit you may not even get approved, then what? If you applied for a loan it was probably for a good reason, if you don't get what on earth will you do?
All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA
Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what's on your credit report?
Credit Reports Inside and Out
The Credit Report is like your scorecard in the lending world. Every time you prepare yourself to acquire or purchase something that requires financial assistance from a lending institution, your credit report will be your "presentation card".
Credit Report ? Check Yours Regularly - and for Free
In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one's ability to buy a home, a car, or to obtain a credit card or a job. Since these things are important, it is equally important that the information be accurate. The only way to be sure of that is to check the report regularly. Prior to last fall, there were two ways to obtain a copy of your credit report: to pay for one, or to obtain one for free after being denied credit. Thanks to the Fair Credit Reporting Act passed last year, Americans can now obtain a free copy of their credit report from each of the three credit reporting agencies once a year.
Credit Cards: How To Use Them
Credit cards can be a very quick way of getting into even more debt if you do not know how to use them properly. UK debt is now at an all time high and, excluding mortgages, Credit Cards are one of the main contributors.
19,178 Identity Theft Victims Per Day - Are You One Of Them?
Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected?
Commercial Collections And Credit Granting
It is estimated that billions of dollars in delinquent commercial credit is currently being carried on the books of both American and international businesses. This figure changes as our economy grows or contracts. Increased competition, diversification of product lines seem to indicate that these figures will continue to move upward. Regardless of the state of either the national or international economy, the necessity to grant credit and to collect commercial receivables using professional methods remains vital to all businesses.
Good vs. Bad Credit Debt
Do you know the difference between good and bad credit debt? Most everyone seems to think that all debt is bad, but that is not always the case. In fact, there are some instances where good debt can actually help your financial situation.
Beginners Guide to Credit
I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit. Hopefully, this short guide will be able to give you some ideas on how you can build a solid credit rating... even if you have to do it from scratch!!
Applying for Credit Cards Online
In the olden days, about 10 years ago, before the internet, consumers would have to fill in applications for credit cards, loans, mortgages and so on by hand. It's hard to believe now, but this lengthy process was the norm, with requests for extra documentation and references going backwards and forwards, until finally the application was accepted or rejected. These days with the advent of the Internet an application can validated, accepted and a credit card or loan offered with minutes.
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